Smart account0x4B…E63 · keys on device
Hold
Your balance lives in USDG — the Paxos-issued Global Dollar — inside an ERC-4337 smart account only you control. Greenwood never touches your keys.
Self-custody accounts →
~100ms
Block time
$100M+
TVL in week one
~7%*
Est. APY on USDG
24/7
Tokenized markets†
120+
Countries
Uniswap·Morpho·USDG by Paxos·Chainlink·LayerZero·1inch·Lighter·TRM Labs·Alchemy·BitGo·
One vault · Every move
Money that compounds while you sleep. Spends while you live.
+$11.42 overnight~7%* est. APY · auto-compounding
Earn
Idle dollars auto-route into Morpho-powered onchain vaults at an estimated ~7%* APY, with smart-contract cover underwritten via Lloyd's of London syndicates.
Greenwood Yield →Authorized94 ms · gas sponsored
Spend
Tap the card. Authorization settles as a paymaster-sponsored transaction in ~100 ms — you'll never hold ETH to buy coffee.
The cards →NVDA · 23:41 UTCmarkets never close
Borrow
Spend against your 24/7 Stock Token portfolio instead of selling it. Your positions keep working; your card keeps swiping.†
Portfolio line →
Held. Your keys never left.
0 custodians · Chain ID 4663
Grown. +$11.42 while you slept.
~7%* est. APY · Auto-compounding
Spent. Front row, sold out.
Authorized in 94 ms
Morpho-powered · Insured onchain yield
An estimated seven percent, self-custodied.*
Checking that behaves like a vault. Balances held as USDG flow into curated Morpho lending vaults, with curators like Steakhouse and Spark, and exploit cover via Lloyd's of London and RELM. Estimated, not guaranteed. Onchain, not IOU.
USDG base rate~7%* est. APY
Heartwood vault priority+0.5%
Old Growth private curator vaults+1%
Smart-contract coverLloyd's of London · RELM
WithdrawalsAnytime · onchain
Auto-compounding
Yield sweeps back into your vault position every block — no claim buttons, no lockups.
Withdraw anytime
Your position is a token in your smart account. Exit to spendable USDG in one signature.
Covered, not custodied
Exploit cover via Lloyd's syndicates — while your keys never leave your device.
24/7 Stock Tokens · Portfolio credit line
Never sell a winner for dinner.
Tokenized equities trade around the clock on Robinhood Chain. Greenwood lets you draw a credit line against them — the card spends, the portfolio stays. Available where Stock Tokens are: 120+ countries, not yet the US.†
No liquidation surprises
Health-factor alerts land on your phone long before margin calls. Set your own buffers.
Rates set onchain
Borrow rates come from open lending markets — visible to anyone, gameable by no one.
Repay in USDG or assets
Settle the line from your balance, your yield, or the position itself. Your call.
The Greenwood Card
Three rings. Pick your growth rate.
Sprout
Annual feeFree
Cashback1%* in USDG
MaterialRecycled matte polymer, forest green
Yield~7%* est. base
Portfolio line—
IncludedNumberless card, unlimited virtual cards
GasSponsored on card auths
Most planted
Heartwood
Annual fee$480 / yr
Cashback2.5%* + 1% Rings points
MaterialBrushed stainless steel, gunmetal-green PVD, 18 g
Yield+0.5% vault priority
Portfolio lineUp to 40% LTV on Stock Tokens†
IncludedMetal card, priority concierge chat
GasSponsored everywhere
Old Growth
Annual fee$4,800 / yr
Cashback4%* + 2% Rings on all spend
MaterialSteel core, hand-finished brass face — one milled ring per membership year
Yield+1% priority, private curator vaults
Portfolio lineUp to 65% LTV† + OTC desk
IncludedOnchain concierge, agent guardrail co-pilot, Founder House events
GasSponsored + priority sequencer support
Greenwood
Heartwood
Eighteen grams · Brushed steel · Ring-engraved
Rings, like anything that lasts.
Eighteen grams of brushed stainless steel, guilloché tree rings milled into the face — heavy enough to feel like money again. Numberless. Contactless. Yours alone, because so are the keys behind it.
- Dynamic limits
- Instant freeze, onchain
- Unlimited virtual cards
- Gas abstracted — pay fees in USDG or points
Secured by Ethereum · Arbitrum Nitro stack
Built on Robinhood Chain. Settled on Ethereum.
Greenwood runs where finance is moving: a permissionless Layer 2 built with the Arbitrum stack — ~100 ms blocks, first-come-first-served ordering, canonical bridge to Ethereum. Born at Founder House London, Arbitrum Open House 2026.
$568M peak daily volume · 4M transactions in two weeks · 90 days gas-free
- Settlement
- Ethereum mainnet
- Stack
- Arbitrum Nitro · optimistic rollup
- Blocks
- ~100 ms
- Accounts
- ERC-4337 smart accounts
- Chain ID
- 4663
- Liquidity
- Uniswap · 1inch · Lighter
- Compliance
- TRM Labs
- Custody
- Yours
Purpose-built for AI agents
Greenwood Autopilot.
Robinhood Chain is purpose-built for AI agents. Let yours pay bills, rebalance yield, and top up the card — inside capital limits and guardrails you set. It proposes. You dispose.
Join the Autopilot betaThey left their banks on read.
yieldwright@yieldwright
Moved my ops float to Greenwood in March. It's earned more sitting in checking than my old bank paid me in three years. Keys never left my Ledger.
Amara Osei@amaraonchain
Paid for dinner in Accra against my NVDA position. Didn't sell a share. My dad still doesn't believe this is legal. (It is. Where I live.)
blockmason@blockmason_eth
the card auth hit my wallet activity feed before the waiter came back. 100ms blocks are a lifestyle
Jonas Keller@jkellertrades
Heartwood tier paid for itself in cashback by June. The steel card has tree rings on it and honestly that's 30% of why I signed up.
deniz@denizmoves
self custody neobank sounded like an oxymoron until i froze my own card from a beach in Fethiye with zero support tickets
Priya Raman@priyabuilds
Met the Greenwood team at Founder House London. Six months later my agent pays my cloud bills inside limits I set. Wild timeline.
Questions, answered plainly.
No. Greenwood is a financial technology company, not a bank. We provide banking-like services through stablecoins and self-custodial smart accounts on Robinhood Chain. Cards are issued by our licensed card-issuing partner — see the legal notes for full card terms.
You do. Balances live in an ERC-4337 smart account controlled by keys on your device. Greenwood cannot move, freeze, or lend your funds without your signature.
No. Yield comes from Morpho-powered onchain lending vaults and is estimated, variable, and not guaranteed. Smart-contract exploit cover is provided via Lloyd's of London and RELM policies; this is not FDIC insurance.
Not yet. Stock Tokens are tokenized debt securities available in 120+ countries but not to US persons (nor Canada, UK, Switzerland, UAE). US members get the card, USDG accounts, and yield.
A permissionless Ethereum Layer 2 built with the Arbitrum stack, operated by Robinhood Digital Assets. Greenwood is an independent application built on it; we are not affiliated with or endorsed by Robinhood.
Your funds don't. Your smart account and assets exist onchain, secured by Ethereum, and remain recoverable with your keys through any compatible wallet.
Membership opens in rings
Grow where money grows.
Greenwood access opens in rings. Join the waitlist — we onboard oldest requests first.
Heartwood $480/yr · Old Growth $4,800/yr